Edu-Loan: Providing Commercially Viable Financial Services to Support Education for the Poor

Edu-Loan is a private company focused exclusively on post-secondary education loans. It is a for-profit company offering simple repayment options at affordable rates to HD applicants interested in advancing their skills. Since its inception in 1996, Edu-Loan has financed close to 400,000 students with loans totaling more than US$140 million. This case examines how two social entrepreneurs saw an opportunity for a profitable business venture in a niche market that would have a positive impact on HD people.

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